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Energy Upgrade Funding
NSW Government · Home Energy Saver

Borrow up to $15,000 at 0% interest for solar and a battery in NSW

By Nathan Crowley

The NSW Home Energy Saver lends eligible homeowners up to $15,000 for solar, a battery or both. Ten years to repay, no interest, no fees. See if your home qualifies in under two minutes.

Trusted by homeowners across NSW for solar and battery upgrades.

How the interest-free loan works

A straightforward path from quote to install, with the NSW government covering the interest.

1

Check your eligibility

Answer a few quick questions and we confirm whether your NSW home qualifies.

2

Get your quote

We design a solar and battery system for your home and size the loan around it.

3

Approved finance

Interest-free finance is arranged through the government's approved lenders.

4

Installed and repaid

Our accredited team installs, then you repay over up to 10 years with zero interest.

What you can put the loan towards

The Home Energy Saver covers a range of home energy upgrades. Solar and battery are where most households save the most.

Solar panels
Home battery
EV charger
Heat pump hot water
Air conditioning
Insulation

Do you qualify?

Most owner-occupiers in NSW are eligible. Funding is limited, so it pays to check your eligibility early.

Better still, the loan stacks with the federal battery rebate. The rebate is applied first, then the loan is sized to cover the rest, so you pay less to go solar than you have in years.

Installed by a team you can trust

Energy Upgrade Funding works with accredited CEC-approved retailers installing solar and batteries for homes across Australia. Quality gear, accredited installers and local aftercare. Guidance prepared by Nathan Crowley.

Common questions

Is it really interest-free?

Yes. The NSW Home Energy Saver offers 0% interest with no ongoing fees. You repay only what you borrow, up to $15,000, over a term of up to 10 years.

How much can I borrow?

Eligible households can borrow up to $15,000. The exact amount is based on the system we design for your home and any rebates applied first.

Can I combine it with the battery rebate?

Yes. The federal battery rebate is applied before the loan is worked out, so the two stack together and lower your out-of-pocket cost.

How long does it take?

Checking your eligibility takes under two minutes. From there we prepare your quote and arrange finance and installation.

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